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1. Plan for the Future, But Live in the Present 2. Minimizing Estate Tax Requires Planning 3. Disability Insurance Replaces Income When You Can't Work 4. Long Term Care Insurance: The Alternative to 'Spending Down' 5. Questions to Ask Before You Sign 6. How Much Life Insurance is Enough? 7. Choosing a Life Insurance Agent 8. Making Life Simple 9. To insure or not to insure