Today life is very beautiful and full of opportunities. Today we all live so-to-say a very Secured Life but we never know what life has in-store for us. Disability is the worst thing to happen if at all a mishap occurs in our lives. Many people have been able to come out of such a tragedy because of their Disability Insurance Policies. Some of the real life incidents are given below. These people must have never imagined such a tragedy would ever occur in their lives but they were prepared for the worst and hence their zeal towards life remains the same even after going through a tragedy!