types of life insurance
nsurance provides people with a peace of mind and allows them to protect their hard-earned assets, make investments,
and take risks. Everyone is in search for Cheap Life Insurance to have a protection cover for themselves and their
family. Cheap Insurance Rates gathers the best term life quotes from a large number of Quotes from companies you know
and trust. Life is not cheap, but your Life Insurance can be.
At Cheap Insurance Rates, we quote the cost of your Life Insurance by comparing prices offered by the top rated
Insurance companies in America, making sure you get the best available option at the best available cost. We are
here to provide you the best term life insurance rates from the market. So, whether browsing for general online quotes
or searching for more comprehensive information, we offer Cheap Life Insurance and best term life quotes at
There are numerous coverage options available, depending on your situation and needs.
You can choose from many types of insurance quotes to decide on the Life Insurance policy,
or policies, that is best for you.
- Term Life Insurance:
Term Life Insurance is a death benefit policy. It is a low-cost option and the
simplest of all available life insurance policies. Under Term Life Insurance policy,
the insurance company will pay the policy death benefit - a lump sum amount - to the
designated recipient upon the death of the person insured. Read More...
- Universal Life Insurance:
Universal Life Insurance is a flexible life insurance policy and serves as a
permanent protection for your dependents. Based on the premium rate, a Universal
Life Insurance policy can have a level death benefit, or an increasing death
benefit that includes net policy cash values as an added death benefit. Read More...
- Whole Life Insurance:
Whole Life Insurance provides whole-life protection to the dependents while
building a cash value account. In other words, the Whole Life Insurance policy
provides a guaranteed death benefit, a guaranteed fixed premium, and guaranteed
cash values. With this, one should be aware that while the cash values in a life
insurance policy have many uses, they should not be considered a pension or savings plan. Read More...
- Survivor Estate / Second to Die Life Insurance:
Survivor Estate Life Insurance, also known as Second to Die Life Insurance,
is used to reduce the overall cost of a Life Policy and/or provide for funds to cover
Estate taxes when they are due, typically at the death of the spouse or business partner.
Survivor Estate Life Insurance policies / Second to Die Life Insurance policies are
designed to provide cash to cover estate taxes or business liability, which have to be
paid after the death of both persons. Read More...
The decision of which of the different life insurance policies to buy from an insurance
agent will depend on factors such as age, financial well-being, and many others. At Cheap
Insurance Rates, we command the very best deals to provide you with cheap life insurance
quotes. Calculate how much will life insurance cost you through our life insurance
calculator, and youíll be one step closer to making a wise life insurance policy purchase.
While Life Insurance is not always at the forefront of your thoughts, a good Life
insurance policy is always a friend in time of need. With a life insurance policy in
place today, you can provide your family with the security and protection they deserve.
Donít allow them to bury their security, with you.